【题目】
Dental Insurance Quotes
You can buy your own dental insurance whenever you want to. Everything you need to get started is to get a dental insurance quote.
This site lets you search for plans that are available where you live. Then, you can compare the plans to find the right one for you. You can even apply for and purchase your new dental insurance here.
Compare Dental Insurance and Discount Plans Online
Enter your Zip Code to compare free rate quotes for the best dental insurance and dental discount plans and apply online today.
Descriptions of Dental Plan Types
● DHMO Dental Plans：A DHMO is a type of “managed care”. In this plan, a network of highly qualified dentists provides affordable care for individuals. Consumers choose a dentist from the network, and they pay a low monthly premium to receive services at no cost or a reduced price. The participating dentists receive fixed monthly fees.
● PPO Dental Insurance Plans: Another type of managed care plan is called a preferred provider organization (PPO). Consumers with PPOs select a dentist from a network of preferred dental providers who provide dental care to members at reduced rates.
● Indemnity Dental Insurance Plans: A dental indemnity plan, also known as “traditional” insurance, allows consumers to choose from the largest pool of dentists. Individuals are free to visit any dentist, unlike those with managed care plans. Subscribers pay their dentist's bill in full and then submit a claim for payment.
● Discount Dental Plans: Discount dental plans (DDPs) are not insurance. However, they help consumers save on dental care costs. Members make monthly or annual payments and may receive unlimited dental care services at discount prices based on a fee schedule. Services are provided by dentists who participate in the plan's dental network.
【1】What can you do on this website?
A. Find information on oral treatment. B. Get the Zip Code of where you live.
C. Make an appointment with a dentist. D. Choose a proper dental insurance plan.
【2】If you value the freedom to choose doctors most, which plan is your best choice?
A. DHMO Dental Plans. B. PPO Dental Insurance Plans.
C. Indemnity Dental Insurance Plans. D. Discount Dental Plans.
在线课程【答案】
【1】D
【2】C
【解析】
本文是一则广告，介绍了网站上牙科保险报价，各类保险内容及优势，方便消费者选择。
【1】推理判断题。网站上列举了几种牙科保险项目，每种的具体内容。帮助消费者根据具体要求和情况选择适合的保险业务，故选D.
【2】推理判断题。根据Indemnity Dental Insurance Plans:中A dental indemnity plan, also known as “traditional” insurance, allows consumers to choose from the largest pool of dentists.可知在这个计划中，消费者可以从最大的牙医群体中进行选择。消费者有最大的选择自由，故选C.
推理判断题的解题方法 ：
推理判断题不仅要求考生读懂文章中的每个句子的意思还要推理它们之间的关系，结合自己的生活常识和经验，再通过逻辑推理和判断，理解文章的言外之意，从而揭示文章的深层涵义。比如文章第小题1考查我们从文中得到的信息，网站上列举了几种牙科保险项目，每种的具体内容，帮助消费者根据具体要求和情况选择适合的保险业务。小题2考查如果重视选择医生的自由，选哪种保险业务。根据Indemnity Dental Insurance Plans:中A dental indemnity plan, also known as “traditional” insurance, allows consumers to choose from the largest pool of dentists.可知在这个计划中，消费者可以从最大的牙医群体中进行选择，消费者有最大的选择自由。