Chinanews, Beijing, June 15 - According to the "investment index" jointly published by the Industrial and Commercial Bank of China and Gallup, urbanite Chinese are optimistic about the macro economic environment and their future life, thus they are more willing to make investments. Stocks, funds, and insurance dividends are all their favorites.With the rapid growth of China's economy and the income of Chinese people, more and more of them feel they need advanced financial services and are willing to make investment, no matter on stocks, funds, insurance dividends, properties, foreign currencies, collections, trusts, gold or jewelry.Currently, investment financial services are becoming common in Chinese cities, particularly among high-income earners, 62% of whom have made investments. In fact, most of the family assets of those with high incomes are based on investments, and the proportion will be higher in the future.In the next 6 months, it is possible for bank financial products and bonds to gain in popularity, but most people will still invest on funds, stocks or insurance dividends, as they are more familiar with these three ways of investment.